Website Terms & Conditions

THESE TERMS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE WEBSITE.  IF YOU DO NOT AGREE WITH THESE TERMS, DO NOT ACCESS THE WEBSITE.
BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU
AGREE TO BE BOUND BY THESE TERMS OF USE.

This website is owned and controlled by Premier Bank (“Premier” or “we”) and has been established by Premier for the sole purpose of conveying information about the Premier’s products and services and to allow communication between Premier and its customers. Information that appears on this website should be considered an advertisement.
This website is offered and available to users who are 18 years of age or older and reside in the United States or any of its territories or possessions. By using this website, you represent and warrant that you meet the foregoing eligibility requirements. If you do not meet these requirements, you must not access or use this website.

Amendments

We may revise and update these Terms & Conditions from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of this website thereafter.

Information and Materials

The information and content on this website and all related pages are provided for informational purposes only and do not constitute an agreement with you or alter any agreement with you except as expressly provided in this website. Nothing contained in any page on this website takes the place of Premier’s agreements and disclosures that govern its products and services. If any information on this website conflicts with that in Premier’s agreements and disclosures delivered directly to you, those agreements and disclosures will control over the information in this website.
Products and services described in this website are subject to change without notice as are the terms of any disclosures, policies or agreements identified in this website. Any changes to such disclosures, policies or agreements, including changes to these Terms & Conditions, will be effective when posted to this website. This website may contain information about investment services or insurance products. Investment services and insurance products are not bank deposits, are not insured by the FDIC or any other entity, and are subject to investment risks, including possible loss of principal amount invested.
We reserve the right to withdraw or amend this website, and any service or material we provide on or through this website, in our sole discretion without notice. We will not be liable if for any reason all or any part of this website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of this website, or the entire website, to users, including registered users.
We may provide access to information, products or services of third parties through hyperlinks to a third party’s site. You will be alerted that you are leaving the Premier Bank website or application when you click on these links. We are not responsible for the content, functioning, or security of these third party sites and are not liable for any damages that may result from you accessing these sites or using the products or services of the third parties. You should review the privacy policies and security practices for any third party site you visit.

Privacy

Your use of this website is governed by our Digital Banking and Website Privacy Policy governs the collection and use of information gathered through your access to this website.

Prohibited Uses

You may use this website only for lawful purposes and in accordance with these Terms & Conditions. You agree not to use this website:

• In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).
• To impersonate or attempt to impersonate Premier, a Premier employee, another user, or any other person or entity (including, without limitation, by using email addresses or screen names associated with any of the foregoing).
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of this website, or which, as determined by us, may harm Premier or users of this website, or expose them to liability.

 
You are prohibited from using this website in any manner that could disable, overburden, damage, or impair this website or interfere with any other party's use of this website, including their ability to engage in real time activities through this website, or use any device, software, or routine that interferes with the proper working of this website.  You may not attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of this website, the server on which this website is stored, or any server, computer, or database connected to this website.
 
Intellectual Property
 
The information and materials contained in this website are owned by Premier or by others, as applicable. No material, including copyrighted material or material constituting trademarks of Premier or third parties, may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded or otherwise reproduced except as permitted by law.

Disclaimer of Warranties and Limitation of Liability

Premier makes no warranties of any kind regarding the products and services advertised on this website. Premier will use reasonable efforts to ensure that all information displayed is accurate; however, Premier expressly disclaims any representation and warranty, expressed and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use this website without contracting a computer virus. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our website for any reconstruction of any lost data.
TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT. THE BANK IS NOT RESPONSIBLE FOR ANY LOSS, DAMAGE, EXPENSE, OR PENALTY (EITHER IN TORT, CONTRACT, OR OTHERWISE), INCLUDING DIRECT, INDIRECT, CONSEQUENTIAL AND INCIDENTAL DAMAGES, THAT RESULT FROM THE ACCESS OF OR USE OF THIS WEBSITE. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if Premier has been informed of the possibility of such loss or damage.

Indemnification

You agree to defend, indemnify, and hold harmless Premier, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms & Conditions or your use of this website, including, but not limited to, your User Contributions, any use of this website's content, services, and products other than as expressly authorized in these Terms & Conditions, or your use of any information obtained from this website.

Governing Law and Jurisdiction

This agreement and the use of this website are governed by the laws of the State of Ohio without giving effect to any choice or conflict of law provision. Any legal suit, action, or proceeding arising out of, or related to, these Terms & Conditions or this website shall be instituted exclusively in the federal courts of the United States or the courts located in Youngstown, Ohio. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Waiver and Severability

No waiver by Premier of any term or condition set out in these Terms & Conditions will be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Premier to assert a right or provision under these Terms & Conditions shall not constitute a waiver of such right or provision.
If any provision of these Terms & Conditions is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms & Conditions will continue in full force and effect.

Entire Agreement

The Terms & Conditions and our Digital Banking and Website Privacy Policy constitute the sole and entire agreement between you and Premier regarding this website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding this website.