Retirement Planning
- /
- Wealth/
- Premier Wealth Financial Services/
- Retirement Planning
Retirement Planning
Proper planning allows you to live the life you want in retirement after decades of hard work. Remember, a significant portion of your retirement income depends on the action you take today. Without a savings plan in place, you could jeopardize your dreams. We listen to your needs and create a plan that makes sense today while positioning you for a better tomorrow.
Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.
Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.
Retirement Planning Benefits
Getting your financial affairs in order and making decisions about your future lifestyle, wishes, desires, and needs is not easy. Premier Wealth Financial Services is here to help you think through issues such as cash flow, taxes, investments, estate management, distribution, and more, whether you're on the path to retirement or already there:
On the Path
Already Retired
Whether you are on the path or already retired, a successful retirement plan must cover four key areas:
Our retirement planning services include the following:
How you handle your personal and financial affairs today determines what you can do tomorrow. Retirement is a fresh opportunity that requires a sound strategy for transitioning smoothly. Let us help you devise a strategy that can lead to a brighter future.
On the Path
- Have a plan to retire, no matter your situation
- Evaluate if you will have the resources to support your lifestyle
- Evaluate if you will have to modify your future expectations, including when you will retire
- Prepare to finalize arrangements with your employer and the Social Security Administration
- Know the types of insurance you will need
Already Retired
- Know your income sources for retirement
- Know if you will have the resources to support your lifestyle
- Understand various ways to withdraw money from your retirement plans
- Be aware of tax consequences when taking distributions
- Review your insurance needs
Whether you are on the path or already retired, a successful retirement plan must cover four key areas:
- Evaluating your needs, before and during retirement
- Defining your goals, before and during retirement
- Developing and implementing a sound plan to meet your needs and work towards your goals
- Reviewing and monitoring your portfolio and your plan regularly to ensure they meet your needs
Our retirement planning services include the following:
- Risk Analysis
- Investment Portfolio Analysis
- Retirement Cash Flow Analysis
- IRA and 401K transition assistance
How you handle your personal and financial affairs today determines what you can do tomorrow. Retirement is a fresh opportunity that requires a sound strategy for transitioning smoothly. Let us help you devise a strategy that can lead to a brighter future.
Strategies
Partnership with LPL Financial
In addition, through our partnership with LPL Financial, our clients have access to a wide array of wealth and investment management strategies and services including:
- Mutual funds
- Variable Annuities
- Fixed Annuities
- Equity Index Annuities
- Managed Money
We can add value at every stage of your life.
As your life changes, we meet with you to evaluate your portfolio and investment policy statement to make changes to fit your goals.
Contact a Local Financial Consultant Disclosures
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Premier Bank and Premier Wealth Financial Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Premier Wealth Financial Services, and may also be employees of Premier Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Premier Bank or Premier Wealth Financial Services. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by FDIC or Any Other Government Agency | Not Bank Guaranteed | Not Bank Deposits or Obligations | May Lose Value |
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Premier Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html or scan the QR code below for more detailed information.
Premier Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html or scan the QR code below for more detailed information.