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Annuities

Annuities

An annuity is a contract between you and an insurance company. We offer many types of annuities, including fixed, indexed and variable. Each type serves a different purpose and should be considered based on your personal needs. Earnings grow tax deferred, so taxes are not owed until withdrawals are made. You must be 59½ years old to withdraw from an annuity or you may be subject to penalties from the IRS.

We partner with you to help simplify the process of being prepared for whatever life throws your way. Let us introduce you to some of the financial strategies we may use to help put you on the right path.

Fixed and variable annuities are suitable for long-term investing, such as retirement investing.  Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Variable annuities are subject to market risk and may lose value.

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck

 
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Premier Bank and Premier Wealth Financial Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Premier Wealth Financial Services, and may also be employees of Premier Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Premier Bank or Premier Wealth Financial Services. Securities and insurance offered through LPL or its affiliates are: 
Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value
 
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.