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Rates

Earn more, save more.

That’s what it comes down to with Premier Bank’s rates on savings accounts, mortgages and loans.

Mortgage Rates

Mortgage Rates¹

Program Name Rate APR
30 Year Fixed Purchase (Conforming) 3.000% 3.207%
30 Year Fixed Construction Perm 3.375% 3.586%
15 Year Fixed Purchase (Conforming) 2.250% 2.622%
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Rates effective as of February 19, 2021.  Mortgage rates are updated daily and are based on a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend on the specific characteristics of your loan transaction and your credit profile up to the time of closing. 

All loans are subject to credit approval and receipt of a property appraisal demonstrating sufficient value. Interest rates and fees are subject to change without notice. Premier Bank offers many different mortgage products; your APR may vary depending on the product for which you apply.

¹Payment Example as of 1/26/2021. 2.50% note rate, 2.69% Annual Percentage Rate (APR). Payment based on $165,000 loan with 20% down paid in 180 monthly principal and interest installments of $1,100.20 each. The payment example does not include amounts for taxes, homeowners and mortgage insurance. Your payment will be greater with taxes and insurance included. Rates subject to change without notice. Other rates and terms available. Additional terms and conditions apply. Property insurance required; flood insurance may be required. Must be a single-family, owner-occupied residence. Payment example is for illustrative purposes only; your rate and payment may be different.