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USDA Home Loans

USDA Home Loans

Location is everything. Purchasing a home in a rural area may mean you qualify for a mortgage loan backed by the USDA Rural Development program. 

Loans for Rural Areas
The United States Department of Agriculture (USDA) provides fully-financed mortgage loans to eligible borrowers in specified rural areas¹. Designed to help home buyers with low-to-moderate income levels, USDA mortgage loans are guaranteed against loss by the federal government and offer many benefits to borrowers who might otherwise have difficulty obtaining a home loan. 


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Take the first step in owning your new home

Unlock the door to owning a home with the help of Premier Bank. Use our helpful homebuying articles and mortgage calculators to prepare. When you're ready, our local mortgage lenders are here to help. 

Want to learn more about the mortgage lending services at Premier Bank?

Give us a call or visit us in person at one of our Ohio, Indiana, Michigan, or Pennsylvania branches.
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Helpful Links

  • How Much Home Can I Afford?

    When buying a home, it’s important to have a realistic budget. Here are six factors to consider.

    Learn More
  • Home Loan Application Checklist

    Do you have what you need to apply for a mortgage? Our home loan application checklist makes it easy.

    Learn More
  • Mortgage Calculators

    Our mortgage calculators help you calculate monthly payments, consider terms and more.

    Learn More
Offer of credit is subject to credit approval. 

¹ To be eligible for the USDA home loan, you must be purchasing a property in a rural area (as defined by the USDA) and you must meet regional income restriction