Premier Bank Logo
Automatic Payments for the 2021 Child Tax Credit program will begin in July. To learn more login to Online Banking.
Premier Bank Logo
Log into Online Banking
New to Online Banking?
Log into Online Banking
New to Online Banking?
Log into your Wealth account

USDA Home Loans

USDA Loans

Location is everything. Purchasing a home in a rural area may mean you qualify for a mortgage loan backed by the USDA Rural Development program. 

Loans for Rural Areas
USDA provides fully-financed mortgage loans to eligible borrowers in specified rural areas¹. Designed to help home buyers with low-to-moderate income levels, USDA mortgage loans are guaranteed against loss by the federal government and offer many benefits to borrowers who might otherwise have difficulty obtaining a loan. 

Benefits

Get Started

Take the first step in owning your new home

Unlock the door to owning a home with the help of Premier Bank. Use our helpful homebuying articles and calculators to prepare. When you're ready, our local lenders are here to help. 
 
  • Local lenders take the time to understand your needs
  • We walk you through all the programs you may qualify for
  • Help you understand the difference between mortgage and lending options
  • Start the process to get pre-qualified or pre-approved
  • Save you money with competitive rates and low closing costs
Find a Local Mortgage Lender

Let’s Talk Options!

Talk to a Premier mortgage loan officer about home loan options and USDA loans. 
Apply Now Find a Local Mortgage Lender

Helpful Links

  • How Much Home Can I Afford?

    When buying a home, it’s important to have a realistic budget. Here are six factors to consider.

    Learn More
  • Home Loan Application Checklist

    Do you have what you need to apply for a mortgage? Our home loan application checklist makes it easy.

    Learn More
  • Mortgage Calculators

    Our mortgage calculators help you calculate monthly payments, consider terms and more.

    Learn More
Offer of credit is subject to credit approval. 

¹ To be eligible for the USDA home loan, you must be purchasing a property in a rural area (as defined by the USDA) and you must meet regional income restriction