Simple Checking
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Simple Checking
Accessing your money when you need it should be simple. Premier Bank’s Simple Checking makes is just that! Pay bills, create budgets, send cash to friends and more with this no minimum balance account. It’s the hassle free choice for you!
Checking Account Comparison
| Relationship Checking | Simple Checking | Student Banking | |
|---|---|---|---|
| Free Mobile Deposits, People Pay & Bill Pay within our mobile app1 | |||
| MoneyPass® ATM Network Without Surcharge Fees | |||
| Exclusive Relationship Savings Account | |||
| Check Writing Available | |||
| Interest Paid (Tiered interest rate and Annual Percentage Yield) | |||
| Complimentary First Order of Checks (non-duplicate, standard checks) | |||
| Free Paper Statements | |||
| Account-to-Account Overdraft Transfer Fee Waived | |||
| Half-off Safe Deposit Box Rental (Pending availability) | |||
| Minimum Account Balance to Avoid a Monthly Service Charge | Average daily balance of $1,000 or combined deposit and loan account balances of $20,000 or more (A Home Equity Line of Credit (HELOC) is not included in the $20,000 combined balance requirement if the principal balance is at zero.) | $0 | $0 |
| Monthly Service Charge if Requirements Not Met2 | $10 | $0 | $0 |
| Learn More | Learn More | Learn More |
2. Monthly fee charged according to statement cycle.
Everyday Banking Benefits
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No minimum account balance
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Unlimited check-writing
Solutions with every account
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Free budgeting software that lets you track and organize spending for Premier Bank and other financial institutions.
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Free Mobile Deposit, People Pay and Bill Pay with our Mobile App.¹
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Access to 37,000 surcharge free ATMs nationwide.
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Turn your debit card on and off instantly with Card Controls.
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Free debit card is compatible with Apple Pay®, Samsung Pay and Android Pay.™
Requirements
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Open with a $50 minimum deposit.
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Must be 18 years or older to open an account online.
Frequently Asked Questions
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You can order checks by visiting our partner website here. Our standard checks come in packs of 40 at a rate of $20.60 including tax, shipping and handling.
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To open an account online, you will need a state issued ID. We require that applicants be 18 years old when opening an account. To transfer your initial deposit from an account that is not with Premier Bank, you will need the account number, the name of the bank or financial institution and the routing number, which can be found on your checks.
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You will receive your debit card 7-10 business days from the date that the new account is funded. If your debit card needs replaced, please contact our Customer Care Center at 1-877-367-8178
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Sign in to Online Banking on your computer and choose the Mobile Banking option. Enroll your mobile device and follow the activation instructions.
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Let’s get started.
We love to make banking simple. Open a Premier Bank Simple Checking Account today.
Checking Account Comparison
| Relationship Checking | Simple Checking | Student Banking | |
|---|---|---|---|
| Free Mobile Deposits, People Pay & Bill Pay within our mobile app1 | |||
| MoneyPass® ATM Network Without Surcharge Fees | |||
| Exclusive Relationship Savings Account | |||
| Check Writing Available | |||
| Interest Paid (Tiered interest rate and Annual Percentage Yield) | |||
| Complimentary First Order of Checks (non-duplicate, standard checks) | |||
| Free Paper Statements | |||
| Account-to-Account Overdraft Transfer Fee Waived | |||
| Half-off Safe Deposit Box Rental (Pending availability) | |||
| Minimum Account Balance to Avoid a Monthly Service Charge | Average daily balance of $1,000 or combined deposit and loan account balances of $20,000 or more (A Home Equity Line of Credit (HELOC) is not included in the $20,000 combined balance requirement if the principal balance is at zero.) | $0 | $0 |
| Monthly Service Charge if Requirements Not Met2 | $10 | $0 | $0 |
| Learn More | Learn More | Learn More |
2. Monthly fee charged according to statement cycle.
Helpful Links
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Take a course
Real-life scenarios to demonstrate the power of good financial planning, for kids, teens and young adults.
Learn More -
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Disclosures
¹Your use of Premier Bank Mobile Banking services are governed by the Terms and Conditions document given during enrollment. Standard data rates from your wireless provider may still apply.
Must be 18 years or older to open an account online.
Must be 18 years or older to open an account online.