Overdraft Solutions

¹Overdraft Item Charges are $37 per item. Charges apply to transactions created by checks and other transactions made using your checking account number such as a teller withdrawal, an automatic (ACH) payment transaction, automatic bill payment or recurring debit card payment. Overdraft charges will not be imposed on ATM withdrawals or everyday debit card transactions unless the customer has, by request, opted in authorizing Premier Bank to pay these items into overdraft and assess a charge. In the case where the account becomes overdrawn, the account holder should make every attempt to bring the account to a positive end-of-day balance and must do so within 30 calendar days. Premier Bank's approval of overdrafts is a discretionary courtesy and there is no guarantee that an overdraft item will be paid. Examples of criteria considered by Premier Bank when authorizing and paying a transaction that results in an overdraft include age of account, balance history, deposit regularity, previous overdraft activity, and account status. For Consumer accounts: No charges will be assessed when the account is overdrawn less than five ($5) dollars at the end of the day. Overdraft charges are assessed on up to five (5) items per day, with the maximum not to exceed $185 per day per account. Overdraft charges may not post on the same day as the transaction which triggers the fee(s). See your Retail Service Fee Schedule for more information.
²Your use of Premier Bank Mobile Banking services is governed by the Terms and Conditions document given during enrollment. Standard data rates from your wireless provider may still apply.
³Message, data and/or internet service provider rates may apply, as applicable.
⁴Offer of credit subject to credit approval.