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No/Low Down Payment Mortgage Options

No/Low Down Payment Mortgage Options

Go beyond a traditional mortgage. We can help you get a home loan with no down payment or a down payment as low as 3%. 

Want fewer obstacles to homeownership? We can help you get a mortgage with little to no down payment. Go beyond a traditional mortgage with options available through Premier Bank and other entities can help you save more money.

No/Low down Payment Mortgage Option Benefits

Determining Your Budget

How Much Home Can You Afford?

Financing Options

100% Mortgage Financing Options

  • Available through the USDA, depending on income, credit and property location
  • Available through Premier Bank, depending on income and credit, for borrowers purchasing their primary, single-family residence who own no other property at closing

Get Started

Low Down Payment Mortgage

  • Available to qualified borrowers
  • May allow you to use some gift funds toward down payment
  • Good solution if you have solid credit but limited funds for down payment, are a first-time buyer or looking to upgrade
  • FHA loan programs available 

Financing Options

Premier Bank makes it easy to apply for a mortgage loan. Complete our online loan application to begin.
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Helpful Links

  • First-Time Homebuyer Programs to Consider.

    Buying your first home? Learn about special federal government programs.

    Learn More
  • How Much Home Can I Afford?

    Before you start shopping for a home, it’s smart to determine your budget,

    Learn More
  • Mortgage Closing Cost?

    Learn about closing costs and points before you apply for a mortgage.

    Learn More
Offer of credit is subject approval.