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No/Low Down Payment Mortgage Options

No/Low Down Payment Mortgage Options

Go beyond a traditional mortgage. We can help you get a home loan with no down payment or a down payment as low as 3%. 

Want fewer obstacles to homeownership? We can help you get a mortgage with little to no down payment. Go beyond a traditional mortgage with options available through Premier Bank and other entities can help you save more money.

No/Low down Payment Mortgage Option Benefits

Determining Your Budget

How Much Home Can You Afford?

Financing Options

100% Mortgage Financing Options¹

  • Available through the USDA, depending on income, credit and property location
  • Available through Premier Bank, depending on income and credit, for borrowers purchasing their primary, single-family residence who own no other property at closing

Get Started

Low Down Payment Mortgage

  • Available to qualified borrowers
  • May allow you to use some gift funds toward down payment
  • Good solution if you have solid credit but limited funds for down payment, are a first-time buyer or looking to upgrade
  • FHA loan programs available 

Attention Ohio Residents

Are you saving to purchase a new home in Ohio? Learn more about our Ohio Homebuyer Plus Savings Program, an exclusive savings account offered for Ohio residents in conjunction with the State of Ohio Treasurer’s office. This account is designed to help prospective homebuyers save for the purchase of a new home with above-market interest rates to grow their savings faster.

Financing Options

Premier Bank makes it easy to apply for a mortgage loan. Complete our online loan application to begin.
Apply Now Have a Question

Helpful Links

  • First-Time Homebuyer Programs to Consider.

    Buying your first home? Learn about special federal government programs.

    Learn More
  • How Much Home Can I Afford?

    Before you start shopping for a home, it’s smart to determine your budget,

    Learn More
  • Mortgage Closing Cost?

    Learn about closing costs and points before you apply for a mortgage.

    Learn More
Offer of credit is subject approval.

1The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. Consult your tax advisor for further information regarding the deductibility of interest and charges.