Low Interest Home Improvement Loans
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Low Interest Home Improvement Loans
Use the money to make your home more efficient, such as weatherproofing, new windows, or just more comfortable with an updated kitchen, new furnace or an outdoor patio. The home renovation is up to you.
Premier Bank has simple, affordable, low-interest home improvement loans that let you give the home you love some TLC.
Premier Bank has simple, affordable, low-interest home improvement loans that let you give the home you love some TLC.

Loan Benefits
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No closing cost
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Low, fixed Interest Rates
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Local Lenders to help you understand your options
Energy Efficiency Loan
Better Together Energy Efficiency Loan Program¹
Helps homeowners with projects to make their homes more energy efficient, in order to save money by lowering energy costs.
- Loans up to $2,500
- Low, fixed 5.00% Annual Percentage Rates (APR)
- No closing costs
- Terms up to five years
Home Improvement Loan
Better Together Home Improvement Loan Program²
Get the money you need to finally tackle home-renovation projects.
- Loans up to $10,000
- Low, fixed 7.00% Annual Percentage Rates (APR)
- No closing costs
- Terms up to seven years
Helpful Links
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How to Use Home Equity
Here’s an intro to home equity and how you can use it to finance your life events.
Learn More -
Improve Your Credit Score
When’s the last time you checked your credit report? Learn tips on how to improve your credit score.
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Finding a Mortgage Lender
Not all mortgage lenders are created equal. Here are some tips for savvy consumers interested in selecting a mortgage lender.
Learn More
Disclosures
1Fixed 5.00% APR. No closing costs for this unsecured loan program. For a loan of $2,500, monthly payments of $47.19 will apply for a term of 60 months. Program only available in counties
where Premier Bank has branches and the counties of Hillsdale, MI and Franklin and Van Wert, OH, to clients with properties located in Federally designated low or moderate income census
tracts and/or who have income below 80% of the area median income, as updated annually by FFIEC. Subject to credit approval. Exclusions and limitations apply. Program subject to change without notice. Payment does not include taxes or insurance and the actual payment obligation will be higher.
2Fixed 7.00% APR. No closing costs for this unsecured loan program. For a loan of $10,000, monthly payments of $150.97 will apply for a term of 84 months. Program only available in counties
where Premier Bank has branches and the counties of Hillsdale, MI and Franklin and Van Wert, OH, to clients with properties located in Federally designated low or moderate income census
tracts and/or who have income below 80% of the area median income, as updated annually by FFIEC. Subject to credit approval. Exclusions and limitations apply. Program subject to change without notice. Payment does not include taxes or insurance and the actual payment obligation will be higher.
where Premier Bank has branches and the counties of Hillsdale, MI and Franklin and Van Wert, OH, to clients with properties located in Federally designated low or moderate income census
tracts and/or who have income below 80% of the area median income, as updated annually by FFIEC. Subject to credit approval. Exclusions and limitations apply. Program subject to change without notice. Payment does not include taxes or insurance and the actual payment obligation will be higher.
2Fixed 7.00% APR. No closing costs for this unsecured loan program. For a loan of $10,000, monthly payments of $150.97 will apply for a term of 84 months. Program only available in counties
where Premier Bank has branches and the counties of Hillsdale, MI and Franklin and Van Wert, OH, to clients with properties located in Federally designated low or moderate income census
tracts and/or who have income below 80% of the area median income, as updated annually by FFIEC. Subject to credit approval. Exclusions and limitations apply. Program subject to change without notice. Payment does not include taxes or insurance and the actual payment obligation will be higher.