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Jumbo Loans

Jumbo Loans

Need to borrow more than the conforming loan limits? Premier Bank has options for you with our Jumbo Loan Program.

Jumbo Loan Benefits

Learn More About Jumbo Loans

Big Help for Larger Loans

A jumbo loan is a mortgage loan that exceeds the maximum “conforming” loan limit set by Freddie Mac and Fannie May. In other words, for loans currently above $484,350. We have expanded our Jumbo loan offerings to allow for lower down payment requirements.
  • Available for primary residence and second homes
  • Available for purchase, refinance or new construction
  • As little as 5% down payment or equity required
  • Split loan options available with 10% down payment or equity to eliminate PMI
  • Loan amounts up to $2,000,000

Get Started

Take the first step in owning your new home

Unlock the door to owning a home with the help of Premier Bank. Use our helpful homebuying articles and calculators to prepare. When you're ready, our local lenders are here to help. 
  • Local lenders take the time to understand your needs
  • We walk you through all the programs you may qualify for
  • Help you understand the difference between mortgage and lending options
  • Start the process to get pre-qualified or pre-approved
  • Save you money with competitive rates and low closing costs

Let’s talk options.

Does your home loan needs go beyond a conventional loan? The Premier Bank team will help you understand your options.
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Helpful Links

  • How do Constructions Loans Work?

    Ready to build the house of your dreams? Then you’ll want to understand how construction loans work.

    Learn More
  • Ready to apply for a mortgage?

    Here’s a helpful mortgage checklist to help you and your co-borrower prepare to file your mortgage application.

    Learn More
  • Crunch the numbers

    Use our helpful mortgage calculators to understand what you can afford.

    Learn More
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