First-Time Homebuyer Program (FHA)
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First-Time Homebuyer Program (FHA)
Buying a home is an exciting milestone in life. When you're buying your first home, we'll be here to answer questions and show you the best home loan for your situation.
Benefits
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Specialized programs aim to save you money and make homeownership possible
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Low down payment options
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Process made simple with mortgage lenders dedicated to helping you
Get Started
Take the first step in owning your new home
Unlock the door to owning a home with the help of Premier Bank. Use our helpful homebuying articles and calculators to prepare. When you're ready, our local lenders are here to help.
- Local lenders take the time to understand your needs
- We walk you through all the programs you may qualify for
- Help you understand the difference between mortgage and lending options
- Start the process to get pre-qualified or pre-approved
- Save you money with competitive rates and low closing costs
Federal and State Home Loan Programs
Federal and State Home Loan Programs for First Time Homebuyers
The federal and state governments created programs to help lower mortgage costs so you can afford the first home you’ve always wanted. Explore the program options from the federal government including The U.S. Department of Housing and Urban Development (HUD) and Federal Housing Administration (FHA), as well as our top options for state programs.
How Much Home Can You Afford?
How Much Home Can You Afford?
- It is important to determine a budget before you buy a home; use our helpful calculators to run some numbers
- Read our six home buying factors that determine how much mortgage you can afford
Fulfill Your Dreams with a Premier Bank Mortgage
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Find the option that's right for you with local mortgage lenders who listen to your needs.
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Save money with our competitive closing costs and mortgage rates.
Let’s talk options
Start a conversation with a local mortgage rep in OH, MI, IN, or PA to set up an appointment.
Apply Now
Have a Question
Helpful Links
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Transition from Renter to Owner.
Take a look at our five first-time home buyer tips before you get started.
Learn More
Disclosures
Offer of credit is subject to credit approval.