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First-Time Homebuyer Program (FHA)

First-Time Homebuyer Program (FHA)

Buying a home is an exciting milestone in life. When you're buying your first home, we'll be here to answer questions and show you the best home loan for your situation.


Get Started

Take the first step in owning your new home

Unlock the door to owning a home with the help of Premier Bank. Use our helpful homebuying articles and calculators to prepare. When you're ready, our local lenders are here to help. 
  • Local lenders take the time to understand your needs
  • We walk you through all the programs you may qualify for
  • Help you understand the difference between mortgage and lending options
  • Start the process to get pre-qualified or pre-approved
  • Save you money with competitive rates and low closing costs

Federal and State Home Loan Programs

Federal and State Home Loan Programs for First Time Homebuyers

The federal and state governments created programs to help lower mortgage costs so you can afford the first home you’ve always wanted. Explore the program options from the federal government including The U.S. Department of Housing and Urban Development (HUD) and Federal Housing Administration (FHA), as well as our top options for state programs.

How Much Home Can You Afford?

How Much Home Can You Afford?

Fulfill Your Dreams with a Premier Bank Mortgage

Let’s talk options

Start a conversation with a local mortgage rep in OH, MI, IN, or PA to set up an appointment.
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Helpful Links

  • Buying your first home?

    Learn about special federal government programs. 

    Learn More
  • Shopping for a new Home?

    Keep our home comparison tool handy as you tour houses.

    Learn More
  • Transition from Renter to Owner.

    Take a look at our five first-time home buyer tips before you get started.

    Learn More
Offer of credit is subject to credit approval.