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Community Mortgage with Improvements

Community Mortgage with Improvements

As an additional benefit of Premier Bank’s Community Mortgage, you can borrow additional money to improve your current or new home.

Community Mortgage with Improvements¹

Looking at Purchasing a Home?

Looking at Purchasing a Home?

  • Finance up to 100% of the cost of the home, plus the cost of the upgrades²
  • No application fee required
  • Seller can contribute up to 6% of the closing costs
  • Interest only payments during construction
  • Flexible credit options
  • Use our How Much Home Can I Afford calculator to see how much mortgage you can afford 

Looking at Refinancing Your Home?

Looking at Refinancing Your Home?

  • Refinance your current mortgage, closing costs, and cost of improvements at 100% of your home's value plus the improvements²
  • No application fee required
  • Interest only payments during construction
  • Flexible credit options
  • Use our Is it time to refinance? calculator to see if refinancing is your best option 

Have Questions?

Contact us today! We’re here to help.
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All loans are subject to credit approval.
1Improvements must be rehabilitative in nature or add square footage. Maximum term for improvements, 6 months. Additional requirements/exclusions may apply. Borrowers must occupy
the property. For purchase loans, borrowers cannot own a home at time of loan closing. Homeownership counseling required. Household income must be at or below 80% FFIEC Area Median Income or subject property located in a low/moderate income tract as shown in FFIEC Geocoding. Escrow for property taxes and insurance required. Home seller can contribute up to 6% of the sales price to be applied towards closing costs. Loans over $200,000 and up to $647,200 please call for additional required funds needed for down payment.
2The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. Consult your tax advisor for further information regarding the deductibility of interest and charges.