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Community Mortgage Program

Community Mortgage Program

Realize your dream of home ownership with Premier Bank’s low and no down payment programs.

Community Mortgage Program¹

Looking at Purchasing a Home?

Looking at Purchasing a Home?

  • Finance your mortgage at up to 100% of the value of the home
  • No application fee required
  • Seller can contribute up to 6% of the closing costs
  • Flexible credit options
  • Use our How Much Home Can I Afford calculator to see how much mortgage you can afford

Looking at Refinancing Your Home?

Looking at Refinancing Your Home?

  • Refinance your current mortgage to a lower, more affordable interest rate at up to 100% of your home's value
  • Use our Is it time to refinance? calculator to see if refinancing is your best option 

Have Questions?

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All loans are subject to credit approval.
1No money down for single family home or warrantable condominium. 5% down payment requirement for 2 unit properties. Borrowers must occupy the property. For purchase loans, borrowers cannot own a home at time of loan closing. Homeownership counseling required. Household income must be at or below 80% of the FFIEC Area Median Income as identified by the location of the subject property or the subject property must be located in a low or moderate income tract. Escrow for property taxes and insurance required. Additional requirements/exclusions may apply. Up to 100% Loan to Value.