Certificates of Deposit (CDs)
Certificate of Deposit Accounts
Premier Bank's CD Account options allow you to maximize your savings. Set aside your money for special purposes, events, or vacations several months, or years, from now. Certificate of Deposit Accounts can offer a bigger bang for your buck than a standard savings account. View our competitive CD rates below.
Featured CD Rates
Featured CD Rates
| Product Name | Minimum to Open | Minimum to Earn APY | Interest Rate / APY* | |||
|---|---|---|---|---|---|---|
| 7 Month Special1 | $500.00 | $50,000.00 | 4.21% / 4.25% | |||
| 14 Month Special2 | $500.00 | $50,000.00 | 3.455% / 3.50% |
Open an account at your local branch |
*APY = Annual Percentage Yield.
1APY = Annual Percentage Yield. The certificate of deposit has a fixed interest rate of 4.21% until maturity. $500 minimum to open an account, $50,000 minimum in new money required to earn the disclosed APY of 4.25%. APY assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal. The account will automatically renew at maturity to a 6 month term at the interest rate effective at that time. Interest will compound and be paid at time of maturity. Interest rate valid as of March 14, 2025. New money only. Offer only valid for funds not currently on deposit with Premier Bank. Offer is subject to change without notice. The 7 month CD special interest rate is available in branch only. Please visit your local branch to open an account.
2APY = Annual Percentage Yield. The certificate of deposit has a fixed interest rate of 3.455% until maturity. $500 minimum to open an account, $50,000 minimum in new money to earn the disclosed APY of 3.50%. APY assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal. The account will automatically renew at maturity to a 12 month term at the interest rate effective at that time. Interest will compound and be paid quarterly. Interest rate valid as of March 14, 2025. New money only. Offer only valid for funds not currently on deposit with Premier Bank. Offer is subject to change without notice. The 14 month CD special interest rate is available in branch only. Please visit your local branch to open an account.
Additional CD Rates
Additional CD Rates
| Product Name | Minimum to Open | Interest Rate / APY* | ||
|---|---|---|---|---|
| $500 and above | ||||
| 3 Month1 | $500.00 | 0.45% / 0.45% | ||
| 6 Month1 | $500.00 | 2.98% / 3.00% | Open an account at your local branch | |
| 7 Month2 | $500.00 | 3.475% / 3.50% | Open an account at your local branch | |
| 12 Month1 | $500.00 | 1.99% / 2.00% | ||
| 14 Month3 | $500.00 | 2.97% / 3.00% | ||
| 18 Month1 | $500.00 | 0.70% / 0.70% | ||
| 24 Month1 | $500.00 | 0.70% / 0.70% | ||
| 48 Month1 | $500.00 | 0.80% / 0.80% | ||
| 60 Month1 | $500.00 | 0.80% / 0.80% |
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Disclosures
*APY = Annual Percentage Yield
1 APY = Annual Percentage Yield is accurate as of March 14, 2025. The certificates of deposit have a fixed interest rate until maturity. $500.00 minimum to open and earn the disclosed APY. APY assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty will be imposed for early withdrawal. The accounts will automatically renew at maturity for the same term at the interest rate effective at that time.
2APY = Annual Percentage Yield. The certificate of deposit has a fixed interest rate of 3.475% until maturity. $500 minimum to open and earn an APY of 3.50%. APY assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal. The account will automatically renew at maturity to a 6 month term at the interest rate effective at that time. Interest will compound and be paid at time of maturity. Interest rate valid as of March 14, 2025. New money only. Offer only valid for funds not currently on deposit with Premier Bank. Offer is subject to change without notice. The 7 month CD interest rate is available in branch only. Please visit your local branch to open an account.
3APY = Annual Percentage Yield. The certificate of deposit has a fixed interest rate of 2.97% until maturity. $500 minimum to open and earn the disclosed APY of 3.00%. APY assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal. The account will automatically renew at maturity to a 12 month term at the interest rate effective at that time. Interest will compound and be paid quarterly. Interest rate valid as of March 14, 2025. New money only. Offer only valid for funds not currently on deposit with Premier Bank. Offer is subject to change without notice. The 14 month CD interest rate is available in branch only. Please visit your local branch to open an account.