Buying a Home
Open the door to your future.
If you’re beginning the home buying process, congratulations! Premier Bank can help you find the mortgage loan to fit your needs. Our mortgage loan officers will work to find a home loan to fit your budget, your situation and your needs.
Mortgage Loan Solutions
One size does not fit all when it comes to mortgage loans. Premier Bank offers a variety of home loan options, and our friendly, knowledgeable local loan officers have experience with them all.
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Fixed-Rate Mortgages
With fixed-rate mortgages, principal and interest payments remain steady for consistent budgeting. -
Adjustable-Rate Mortgages (ARM)
ARM loans offer lower interest rates at the start, which might be the right fit for you. -
Extended Rate Loans
Lock your interest rate for up to eight months with an extended rate mortgage loan. -
Federal Housing Administration (FHA) Mortgages
To help home buyers, we simplify the home buying process with financial assistance programs, like FHA Mortgages, to help lower mortgage rates and payments. -
Veterans Administration (VA) Loans
For those who served in the military or similar government capacity, there’s VA loan programs with significant advantages. -
No/Low Down Payment Mortgage Options
If you want to achieve homeownership but have little or no down payment, we have mortgage options to explore. -
Jumbo Loans
If your financing needs exceed a conventional loan, we offer jumbo loans that allow lower down payments on mortgages. -
Medical Professional Loans
Our Medical Professional Loans allows doctors, nurse practitioners, dentists and veterinarians to secure a home loan as you begin your career, plan for relocation or make a career change. -
United States Department of Agriculture (USDA) Loans
The USDA Rural Development program provides fully-financed mortgage loans to eligible borrowers in designated rural areas.
Helpful Links
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Pre-Qualified or Pre-Approved
What’s the difference between pre-qualified and pre-approved? We explain here.
Learn More -
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Compare Homes
Use our Home Comparison Tool to accurately compare homes for sale.
See Home Comparison Tool