Buying a Home
Open the door to your future.
If you’re beginning the home buying process, congratulations! Premier Bank can help you find the mortgage to fit your needs. Our mortgage loan officers will work to find a mortgage to fit your budget, your situation and your needs.

Mortgage Loan Solutions
One size does not fit all when it comes to mortgage loans. Premier Bank offers a variety of mortgage loan options, and our friendly, knowledgeable loan officers have experience with them all.
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Fixed-Rate Mortgages
With fixed-rate mortgages, principal and interest payments remain steady for consistent budgeting. -
Adjustable-Rate Mortgages (ARM)
ARM loans offer lower interest rates at the start, which might be the right fit for you. -
Extended Rate Loans
Lock your interest rate for up to eight months with an extended rate loan. -
FHA Mortgages
To help home buyers, we simplify the home buying process with programs to help lower mortgage costs. -
Veterans Administration (VA) Loans
For those who served in the military or similar government capacity, there’s loan programs with significant advantages. -
No/Low Down Payment Mortgage Options
If you want to achieve homeownership but have little or no down payment, we have options to explore. -
Jumbo Loans
If your needs exceed a conventional loan, we offer jumbo loans that allow lower down payments. -
Medical Professional Loans
Our Medical Professional Loans allows doctors, nurse practitioners, dentists and veterinarians to secure a home loan as you begin your career, plan for relocation or make a career change. -
United States Department of Agriculture (USDA) Loans
The USDA Rural Development program provides fully-financed mortgage loans to eligible borrowers in designated rural areas.
Helpful Links
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Pre-Qualified or Pre-Approved
What’s the difference between pre-qualified and pre-approved? We explain here.
Learn More -
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Compare Homes
Use our Home Comparison Tool to accurately compare homes for sale.
See Home Comparison Tool