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Adjustable Rate Mortgages

Adjustable Rate Mortgages

If you're looking for a lower interest rate at the beginning of your mortgage, our Adjustable-Rate Mortgages (ARM) can be a good fit depending on your goals.


Adjustable-rate mortgages work if…

  • You want an initial rate that starts below current market rates for fixed mortgages.

  • You plan to live in your house for approximately five years or fewer (or before the fixed-rate period ends).

  • Interest rates are relatively low now, and you believe they could go lower in the future.

Get Started

Take the first step in owning your new home

Unlock the door to owning a home with the help of Premier Bank. Use our helpful homebuying articles and calculators to prepare. When you're ready, our local lenders are here to help. 
  • Local lenders take the time to understand your needs
  • We walk you through all the programs you may qualify for
  • Help you understand the difference between mortgage and lending options
  • Start the process to get pre-qualified or pre-approved
  • Save you money with competitive rates and low closing costs

Let’s Talk Options

Our local teams can help you determine what makes most sense for you.
Apply Now Have a Question

Helpful Links

  • Fixed or Adjustable

    Which makes the most sense for your goal? We can help you learn about your options.

    Learn More
  • How to Get Pre-Qualified and Pre-Approved for a Home Loan

    Read our tips on how to get pre-qualified or pre-approved.

    Learn More
  • The Right Lender Matters

    Here are some tips for savvy consumers interested in selecting a mortgage lender.

    Learn More

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