No/Low Down Payment Mortgage Options
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- No/Low Down Payment Mortgage Options
No/Low Down Payment Mortgage Options
Go beyond a traditional mortgage. We can help you get a home loan with no down payment or a down payment as low as 3%.
Want fewer obstacles to homeownership? We can help you get a mortgage with little to no down payment. Go beyond a traditional mortgage with options available through Premier Bank and other entities can help you save more money.
Want fewer obstacles to homeownership? We can help you get a mortgage with little to no down payment. Go beyond a traditional mortgage with options available through Premier Bank and other entities can help you save more money.
No/Low down Payment Mortgage Option Benefits
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Variety of loan options that fit your lifestyle
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Mortgage experts that can match you to the right program
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Low down payment options make homeownership affordable
Determining Your Budget
How Much Home Can You Afford?
- It is important to determine a budget before you buy a home
- Use our Rent vs Buy Calculator to get an idea of what’s best for you
- Consider our six home buying factors to see how much mortgage you can afford
Financing Options
100% Mortgage Financing Options
- Available through the USDA, depending on income, credit and property location
- Available through Premier Bank, depending on income and credit, for borrowers purchasing their primary, single-family residence who own no other property at closing
Get Started
Low Down Payment Mortgage
- Available to qualified borrowers
- May allow you to use some gift funds toward down payment
- Good solution if you have solid credit but limited funds for down payment, are a first-time buyer or looking to upgrade
- FHA loan programs available
Financing Options
Premier Bank makes it easy to apply for a mortgage loan. Complete our online loan application to begin.
Apply Now
Have a Question
Helpful Links
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First-Time Homebuyer Programs to Consider.
Buying your first home? Learn about special federal government programs.
Learn More -
How Much Home Can I Afford?
Before you start shopping for a home, it’s smart to determine your budget,
Learn More -
Mortgage Closing Cost?
Learn about closing costs and points before you apply for a mortgage.
Learn More
Disclosures
Offer of credit is subject approval.