Skip to content
Premier Bank Logo
Avoid Fraud: Premier Bank will never ask you for sensitive account information including passwords, account number, card number, or PIN numbers.
Active Fraud Attempt: Sending a fraudulent letter using bank name regarding a home warranty expiring.
Attention Escrow Account Customers: Escrow Analysis Statements will begin mailing to customers on March 1st. If you’re enrolled in eStatements, you can view your analysis beginning on March 2nd.
Premier Bank Logo
Log into Online Banking
New to Online Banking?
Log into Online Banking
New to Online Banking?
Log into your Wealth account

Access Additional Services:

Personal
Credit Card
Business & Commercial
Remote Capture Lockbox Credit Card Merchant Services ChecXchange Payroll Services

Should I Pay Off Debt or Save?

Should I Pay Off Debt or Save?

Having savings is important, especially when the savings are part of an emergency fund or a hedge against a loss of income. However, when you also have debt, in the form of an outstanding credit card balance or loan, you might want to consider whether you are better off using the money you have in savings to pay down debt. Whether it makes sense or not is determined by the interest rate you are earning on your savings versus the interest rate you are being charged on your outstanding loan balance. The difference between earning interest and paying it should give you a good indication of where you can get the best return.

Budget Resources

Learn the basics of budgeting to take back control of your finances.

Get Started
This calculator is being provided for educational purposes only. The results are estimates that are based on information you provided and may not reflect Premier Bank product terms. The information cannot be used by Premier Bank to determine a customer's eligibility for a specific product or service. All financial calculators are provided by the third-party Fintactix and are not associated, controlled by or under the control of Premier Bank, its affiliates or subsidiaries. Premier Bank is not responsible for the content, results, or the accuracy of information.