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Meet our Home Equity Heroes

Meet our Home Equity Heroes

Meet our Home Equity Heroes who used the equity in their homes to renovate rooms, take trips and even cover rainy day costs. Discover all the ways you can use the equity in your home to pay for large or unexpected expenses. With low rates that keep payments down, Premier Bank makes it affordable to borrow within your budget – so you can be a Home Equity Hero, too.

  • Home Equity Loan rates as low as 2.99% / 3.12% APR
  • HELOC rates as low as: 2.99% APR**

How to Use Your Home Equity 

Ready to Become a Home Equity Hero? 

Apply for a Home Equity Loan or contact a local branch 
Apply Now Talk with a local branch
**APR = Annual Percentage Rate. APR effective March 1, 2021, and may change based on market conditions and borrower eligibility. The APR will be a variable rate based on Wall Street Journal Prime Rate minus .26 (3.25% - .26% = 2.99%, current as of March 1, 2021) with a minimum APR of 2.99% and a maximum APR of 21.00%. APR may adjust monthly based on the Prime Rate as published in The Wall Street Journal. Minimum FICO score of 700 to qualify. Your rate may also be different depending on credit history, lien position and LTV ratio. Offer not valid for refinancing existing Premier Bank loans. Offer is based upon loans from $25,000 up to $300,000, a loan to value less than 85% on a first lien, owner-occupied primary residence and cannot be a purchase money mortgage. In order to receive the offered rate, a minimum draw of $10,000 is required at funding. An Annual Fee of $50 is waived for the first year. Taxes and property insurance are always required and flood insurance is required where necessary. There is a Draw Period for 10 years after the account is opened during which advances and purchases may be made, and during which reductions to principal are not required (unless credit limit has been exceeded), followed by a 10 year Repayment Period during which the minimum monthly payments amortize the outstanding balance on the line at the end of the Draw Period. Prepayment penalty fee is 2% of outstanding balance or $300, whichever is less. Other rates and terms are available. Subject to credit approval. Interest rates and terms are subject to change without notice. Consult a tax advisor regarding the deductibility of interest. Offer expires July 31, 2021. NMLS #424191. Member FDIC