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Contest Rules

Contest Rules

PREMIER BANK OFFICIAL HOLIDAY SWIPESTAKES RULES

NO PURCHASE OR OBLIGATION NECESSARY TO WIN. ACCOUNT OPENING IS NOT REQUIRED. NON-PURCHASE AND PURCHASE ENTRIES HAVE AN EQUAL CHANCE OF WINNING.

Sweepstakes Period:

Premier Bank’s Holiday Swipestakes (“Sweepstakes”) begins at 12:00:00 a.m. Eastern Time (“ET”) on November 1, 2021 and ends at 11:59:59 p.m. ET on December 18, 2021 (“Sweepstakes Period”).

Eligibility:

Open only to legal U.S. residents of Ohio, Indiana, Michigan and Pennsylvania who are 18 years or older as of the date of entry. Employees, officers and directors of Premier Bank (“Sponsor”), their agents, immediate family members (spouse, siblings, children, parents, in-laws and their respective spouses) and respective household members (whether related or not) are not eligible to enter or win a prize. Business entities are not eligible to enter or win a prize. Void where prohibited or restricted.
By entering the Sweepstakes, each entrant fully and unconditionally agrees to and accepts these Official Rules, the information provided on the promotional Website(s), and the decisions of the Sponsor and its authorized representatives which are final and binding with respect to all matters pertaining to the Sweepstakes and all elements thereof.

How to enter and play:

1.  Automatic Entry: Premier Bank debit cardholders (“Cardholders”) receive an entry for every point of sale purchase using their Premier Bank debit card (“Card”) during the Sweepstakes Period. There is no limit to the number of entries made by this method. Incomplete transactions, fraudulent transactions and disputed transactions are not eligible. ATM transactions are not eligible. Cardholders who choose not to enter using this method may use the alternative method of entry set forth below.
 2.  Alternative method of entry: You may also enter by visiting https://www.surveymonkey.com/r/Premier12DaysofWinning and completing all required fields and submitting the entry form. There is no limit on the number of entries per person. Entries submitted by the Alternative method of entry must be received on or before 11:59:59 p.m.ET on December 18, 2021. Entries that are mechanically reproduced, copied, inaccurate, incomplete, non-compliant or misdirected are automatically void. Sponsor cannot be held responsible for any entrant’s inability to successfully complete entry whether due to missing information or otherwise.

Random Drawing/Odds:

12 prizes will be awarded by the Sponsor: Each Day 1 winner will be selected at random for the following prizes:
December 20 - $25 Visa gift card
December 21 - 20 oz Yeti Tumbler ($30 value)
December 22 - $50 Visa gift card
December 23 - Air Fryer ($60 value)
December 24 - $75 Visa Gift Card
December 25 - Ember Mug ($100 value)
December 26 - Ring Doorbell with Chime ($120 value)
December 27 - HP Sprockett ($130 value)
December 28 - $150 Visa gift card
December 29 - Ninja Blender ($160 value)
December 30 - Apple Airpods Pro ($200 value)
December 31 - $500 Visa Gift Card

One (1) prize winner will receive one (1) each of the prizes. One (1) potential prize winner will be selected in a daily random drawing by Sponsor from among all eligible entries, beginning December 20, 2021, with the final drawing on December 31, 2021. Sponsor’s decisions as to the administration and operation of the Sweepstakes and the selection of potential winners are final and binding in all matters. Actual odds of winning depend on the number of eligible entries received by Sponsor during the Sweepstakes Period.


Notification and Verification:

Winners will be notified by telephone or mail within three days of the drawing of their entry. Notification will include a Sweepstakes Agreement, which must be executed by the winner and returned to Sponsor within seven (7) days from the date of notification. If a winner cannot be contacted by mail or after three (3) attempts by telephone, made during a reasonable amount of time, another winner will be drawn for that specific prize. Eligibility to enter and win must be provided by the selected potential winners. Proof of identity is a driver’s license or other legal form of photo identification. All decisions of Sponsor are binding on selected winners and final. Winners are responsible for any taxes that may apply. The retail value of the prize may be reported as miscellaneous income under IRS regulations and the winners are issued a 1099-MISC for tax purposes.

Limitations of Liability:

BY PARTICIPATING, ENTRANTS AGREE TO THE FULLEST EXTENT PERMITTED BY LAW TO RELEASE, DISCHARGE AND HOLD HARMLESS THE SPONSOR AND THEIR PARENT, AFFILIATED AND SUBSIDIARY COMPANIES, OFFICERS, DIRECTORS, EMPLOYEES, INDEPENDENT CONTRACTORS, REPRESENTATIVES, ASSIGNS AND AGENTS “(RELEASED PARTIES”) FROM AND AGAINST ANY AND ALL ALLEGED AND/OR ACTUAL CLAIMS, CAUSES OF ACTIONS, DEMANDS, LOSSES, SETTLEMENTS (WHETHER OR NOT LITIGATION OR OTHER LEGAL PROCEEDINGS ARE COMMENCED), LIABILITIES AND DAMAGES OF ANY KIND WHATSOEVER EXISTING NOW OR ARISNG IN THE FUTURE (INCLUDING, WITHOUT LIMITATION, VIOLATION OF PROPRITARY, PUBLICITY, PRIVACY OR OTHER RIGHT), COSTS, EXPENSES (INCLUDING WITHOUT LIMITATION, REASONABLE ATTORNEY FEES, COURT COSTS, SETTLEMENT AND DISBURSEMENTS) DIRECTLY OR INDIRECTLY ARISING OUT OF THE USE OF THE ENTRY IN WHOLE OR IN PART, THE ACCEPTANCE, POSSESSION, USE, MISDIRECTION, OR MISUSE OF A PRIZE OR ANY ELEMENT THEREOF, PARTICIPATION IN THE SWEEPSTAKES AND/OR PRIZE RELATED ACTIVITY. ENTRANTS COVENANT NOT TO SUE ANY RELEASED PARTY OR CAUSE THEM TO BE SUED REGARDING ANY MATTER RELEASED ABOVE AND FURTHER COVENANT NOT OT DISAFFIRM, LIMIT OR RESCIND THIS RELEASE TO THE FULLEST EXTENT OF THE LAW.
Sponsor shall not be liable to entrants, winners or any other person or entity for failure to execute the Sweepstakes or supply a prize, or any part thereof, by reason of any act of God, any action(s), regulation(s) order(s) or request(s) by any governmental or quasi-governmental entity, equipment failure, terrorist attack, cyber-attack, earthquake, war, fire, flood, unusually severe weather or any other similar or dissimilar event beyond Sponsor’s reasonable control.

Disputes:

Except where prohibited, as a condition of participating in the Sweepstakes, entrants of the Sweepstakes agree that (1) any and all issues, questions, disputes and causes of action concerning the construction, validity, interpretation and enforceability of the Official Rules or the rights and obligations of the entrant or Sponsor in connection with the Sweepstakes or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by final and binding arbitration under the rules of the American Arbitration Association (“AAA”) and held at the AAA regional office nearest to the entrant. The Federal Arbitration Act shall govern the interpretation, enforcement, and proceedings at such arbitration and judgment upon such arbitration award may be entered into any court having jurisdiction; (2) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering the Sweepstakes, but in no event attorneys’ fees; and (3) under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim indirect, punitive, incidental and consequential damages and any other damages, other than for out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. All issues and questions concerning the construction, validity, interpretation and enforceability of the Official Rules or the rights and obligations of the entrant or Sponsor in connection with the Sweepstakes or any prize awarded shall be governed by, and construed in accordance with, the laws of the state of Ohio. Jurisdiction and venue shall be solely within the state of Ohio.

Winner List:

Names of the winners will be made available within 30 days of the sweepstakes’ conclusion. The list may be obtained by submitting a request in writing to Premier Bank, c/o Marketing Department, P.O. Box 1111, Youngstown, Ohio 44501-1111 and enclosing a stamped, self-addressed envelope.



At Home Movie Night Contest Rules

 
1. NO PURCHASE NECESSARY TO WIN.

Contest is only open to legal residents of Ohio, Indiana, Michigan and Pennsylvania. Must be 18 years of age and older to win. Limit one entry per person by whatever means obtained. The Contest begins on September 14, 2021 and runs through November 30, 2021.

2. HOW TO PLAY.

Enter to win by visiting any Premier Branch to obtain a ticket, or visit https://www.surveymonkey.com/r/yourbigpremier. You may also mail your name, address, telephone number and closest Premier Bank branch on a 3" x 5" card by the deadline indicated to:
Premier Bank
ATTN: Marketing Dept.
275 W Federal St.
Youngstown, OH 44503
You can find a list of Premier Bank branch locations here.
All forms must be received by 5:00 p.m. on November 30, 2021. No other forms of entry are valid. All forms must be legible with all required information completed; Premier Bank is not responsible for illegible, damaged or misdirected entries.

3. HOW THE DRAWING IS HELD.

Premier Bank will randomly select one (1) winner for each Premier Bank branch location, for a total of 75 prizes. Premier Bank reserves the right to alter the prize with one of the same or greater value, if necessary. Prizes are non-transferable. Odds of winning are dependent upon the number of entries received. The winner is responsible for any taxes that may apply. The retail value of the prize may be reported as miscellaneous income under IRS regulations and the winner issued a 1099-MISC for tax purposes.

4. WINNERS.

The winners will be contacted within seven (7) days of the drawing. By participating in this contest, the winners consent to the use of his or her name and/or likeness for advertising without additional compensation.

5. VERIFICATION.

All entries are subject to verification and will be void if tampered with or if duplicate entries are submitted. All decisions of Premier Bank are final. Employees and directors of Premier Bank, their agencies and immediate family members are not eligible to win.
 

Premier Bank Branch Office General Contest Prize Drawing Rules and Regulations

1. NO PURCHASE NECESSARY TO WIN.

Contest open to all US residents 18 years of age and older. Limit one entry per person by whatever means obtained.

2. HOW TO PLAY.

Complete an entry form at the office conducting the specified prize drawing and you will automatically be entered into the drawing. You may also mail your name, address and telephone number on a 3" x 5" card by the deadline indicated to the Premier Bank office conducting the drawing. All forms must be received by 5:00 p.m. at that office on the specified date. No other forms of entry are valid. All forms must be legible with all required information completed; Premier Bank is not responsible for illegible, damaged or misdirected entries.

3. HOW THE DRAWING IS HELD.

All completed forms will be placed in an entry box. The first properly completed form drawn on the specified date will win the prize. Premier Bank reserves the right to alter the prize with one of the same or greater value, if necessary. Prizes are non-transferable. Odds of winning are dependent upon the number of entries received. The winner is responsible for any taxes that may apply. The retail value of the prize may be reported as miscellaneous income under IRS regulations and the winner issued a 1099-MISC for tax purposes.

4. WINNERS.

The winner will be contacted within seven (7) days of the drawing. By participating in this contest, the winner consents to the use of his or her name and/or likeness for advertising without additional compensation.

5. VERIFICATION.

All entries are subject to verification and will be void if tampered with or if duplicate entries are submitted. All decisions of Premier Bank are final. Employees and directors of Premier Bank, their agencies and immediate family members are not eligible to win.

Facebook General Contest Rules

1. NO PURCHASE NECESSARY TO WIN. 

Contest open to all US residents 18 years of age and older. Limit one entry per person by whatever means obtained.

2. HOW TO PLAY. 

Submit an entry by the means specified in the contest format. You may also mail your name, address and telephone number on a 3" x 5" card by the deadline indicated to the Premier Bank Corporate Office, PO Box 1111, Youngstown, OH 44501-1111. No other forms of entry are valid. All forms must be legible with all required information completed; Premier Bank is not responsible for illegible, damaged or misdirected entries.

3. HOW THE WINNER IS DETERMINED. 

All properly-submitted entries will be included in the drawing. Winner(s) will be randomly selected at the time specified for each contest. Odds of winning are dependent upon the number of entries received. The winner is responsible for any taxes that may apply. The retail value of the prize may be reported as miscellaneous income on a 1099-MISC under IRS regulations if the value of the prize is $600 or more, or if the winner's aggregate annual prize winnings meet the prize value criteria. 

4. WINNERS. 

The winner will be notified by email or telephone as specified within the individual contest rules. By participating in a contest, the winner consents to the use of his or her name and/or likeness for advertising without additional compensation.

5. VERIFICATION. 

All entries are subject to verification and will be void if tampered with or if duplicate entries are submitted.  All decisions of Premier Bank are final. Employees and directors of Premier Bank, their agencies and immediate family members are not eligible to win.