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SBA and USDA Loans

SBA and USDA Loans

We believe working with businesses helps strengthen our communities. For businesses seeking additional capital, we have options including loans from the Small Business Administration (SBA) and the United States Department of Agriculture (USDA). 

SBA Loans

Small Business Association Loans

If you own a for-profit business with fewer than 500 employees, the SBA considers you a small business. Small business owners may be eligible for SBA loans up to $5 million. Premier Bank handles both SBA 7(a) and 504 loans. 

Benefits include:
  • Streamlined application and approval process with an SBA Preferred Lender 
  • Flexible terms: up to 7 to 10 years for working capital, up to 10 years for equipment and up to 25 years on fixed assets, including real estate 
  • Can be used as initial funding for a startup or to expand an existing business
  • Finance up to 80 percent of the appraised value of the completed project
  • Special tax treatment
Premier Bank is a Small Business Association preferred lender.

USDA Loans

United States Department of Agriculture Loans

If your business is located in a rural area with a population fewer than 50,000 people, you may qualify for a USDA loan. 

USDA loans benefits:
  • Competitive rates
  • Extended flexible terms for working capital, real estate, machinery and equipment

Are SBA or USDA loans right for your business?

Talk to a business banker today if you qualify for SBA or USDA business loans.
Contact a Business Specialist

Helpful Links

  • Train to Prevent Fraud

    In order to detect and prevent fraud, employees must first know what to look for, and then what to do about it. 

    Learn More
  • Free Small Business Resources

    If you own a business with fewer than 500 employees, the U.S. Small Business Administration (SBA) considers you a small business owner, which opens the door to an array of resources designed for you.

    Learn More
  • Growing Your Small Business

    Read how to grow your business with these simple but essential steps in your small business ownership journey. 

    Learn More