Build Your New Money Mindset
Build Your New Money Mindset
Managing your finances can feel endlessly overwhelming. To start off the new year, let’s build a New Money Mindset with positive affirmations that help you reclaim your relationship with money and find peace with Premier Bank.
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Open an Account
Earn up to $2501 when you open a new Simple Checking account and complete simple transactions
Open a Simple Checking account and start building your financial future. Enjoy the convenience of banking anywhere at any time with our mobile app and online banking tools. -
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Put your home’s equity to work for you with HELOC rates as low as 3.25% APR2
Looking to renovate, plan a trip or cover educational costs? A Home Equity Line of Credit can help you finance your life within your budget. -
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Enter our #PositivelyPremier Photo Contest for a chance to win a $500 Visa Gift Card3
Pick up a mind-setting affirmation sticker at your local branch and share a photo of how you’re using your positivity sticker to your Facebook or Instagram Account using the hashtag #PositivelyPremier.
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And you can be the architect of your outdated kitchen too with a low-rate home equity line of credit.
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We’ll help you finance them fearlessly, too with a home equity line of credit that’s right for you.
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From bathroom renovations to building a deck, a low-rate home equity line of credit will have you saying, “there’s no place like home.”
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And you deserve time to rejuvenate. From local adventures to an overseas escape, a home equity line of credit is a great way to get away.
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We couldn’t agree more. From going on vacation, to going to college, to renovating your home, a low-rate home equity line of credit can make those dreams a reality.
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You see a renovation roadblock. We see granite countertops with a low-rate home equity line of credit.
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And we can help you make it happen with a hassle-free Simple Checking account that makes managing your money easy, from paying bills to building budgets.
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Change to a Simple Checking account and we’ll help you grow more than just your money with no monthly balance requirements or service fees, money management tools and more.
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Mange your money quickly and easily with our convenient app and digital tools -- so you can get back to what matters most.
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Your journey starts now. Track and organize spending, easily deposit checks, and control debit card activity instantly with a Premier Bank Simple Checking account and digital apps.
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But an extra $250 doesn’t hurt. Earn up to $2501 when you open a new Simple Checking account and complete simple transactions at Premier Bank.
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But our Simple Checking really does have it all. Pay bills, create budgets, send cash to friends and more with this no minimum balance account.
1 Offer valid for new customers opening a Simple Checking account, does not include Access Banking account. Receive $50.00 for the completion of 10 debit card Point-of-Sale transactions ($10.00 minimum) within 45 days of account opening. Receive $50.00 for the completion of a people pay transaction ($10.00 minimum) within 45 days of account opening. Receive $50.00 for the completion of a mobile deposit transaction ($10.00 minimum) within 45 days of account opening. Receive $50.00 for the completion of a bill pay transaction ($10.00 minimum) within 45 days of account opening. Receive $50.00 for direct deposits equaling a minimum of $100 within the first 45 days of account opening. Incentives will be deposited into your new checking account 120 days after account opening and after the completion of the corresponding requirements. Offer not available to existing Premier Bank checking account customers, those with a Premier Bank checking account closed within the past twelve (12) months, and employees of Premier Financial Corp. and their immediate family members living in the same household. May not be combined with any other offer, and only one offer valid per person per calendar year. Subject to change without notification. One offer per household. Minimum $50.00 deposit to open. Offer valid until March 31, 2022.
2 APR = Annual Percentage Rate. APR effective January 3, 2022, and may change based on market conditions and borrower eligibility. The APR will be a variable rate based on The Wall Street Journal Prime Rate (3.25%, current as of January 3, 2022) with a minimum APR of 3.25% and a maximum APR of 21.00%. APR may adjust monthly based on the Prime Rate as published in The Wall Street Journal. Minimum FICO score of 740 to qualify. Your rate may also be different depending on credit history, lien position and LTV ratio. Offer is based upon loans from $5,000 up to $300,000, a loan to value less than 80% on a first lien, owner-occupied primary residence and cannot be a purchase money mortgage. An Annual Fee of $50 is waived for the first year. Taxes and property insurance are always required and flood insurance is required where necessary. Estimated loan fees and costs imposed for opening this plan will be $114, which consists of a $114 recording fee for the 1st 10 pages (we estimate 10 pages for recording, additional pages are $8 each). There is a draw period for 10 years after the account is opened during which advances and purchases may be made, and during which reductions to principal are not required (unless credit limit has been exceeded), followed by a 10 year repayment period during which the minimum monthly payments amortize the outstanding balance on the line at the end of the draw period. Prepayment penalty fee is 2% of outstanding balance or $300, whichever is less. Other rates and terms are available. Subject to credit approval. Interest rates and terms are subject to change without notice. Consult a tax advisor regarding the deductibility of interest. Offer expires March 31, 2022. NMLS #424191.
3 No purchase necessary to win. Prize value is a $500 Visa gift card. Must be 18 years or older to participate. For complete contest rules and regulations, please visit YourPremierBank.com/Contest-Rules.
2 APR = Annual Percentage Rate. APR effective January 3, 2022, and may change based on market conditions and borrower eligibility. The APR will be a variable rate based on The Wall Street Journal Prime Rate (3.25%, current as of January 3, 2022) with a minimum APR of 3.25% and a maximum APR of 21.00%. APR may adjust monthly based on the Prime Rate as published in The Wall Street Journal. Minimum FICO score of 740 to qualify. Your rate may also be different depending on credit history, lien position and LTV ratio. Offer is based upon loans from $5,000 up to $300,000, a loan to value less than 80% on a first lien, owner-occupied primary residence and cannot be a purchase money mortgage. An Annual Fee of $50 is waived for the first year. Taxes and property insurance are always required and flood insurance is required where necessary. Estimated loan fees and costs imposed for opening this plan will be $114, which consists of a $114 recording fee for the 1st 10 pages (we estimate 10 pages for recording, additional pages are $8 each). There is a draw period for 10 years after the account is opened during which advances and purchases may be made, and during which reductions to principal are not required (unless credit limit has been exceeded), followed by a 10 year repayment period during which the minimum monthly payments amortize the outstanding balance on the line at the end of the draw period. Prepayment penalty fee is 2% of outstanding balance or $300, whichever is less. Other rates and terms are available. Subject to credit approval. Interest rates and terms are subject to change without notice. Consult a tax advisor regarding the deductibility of interest. Offer expires March 31, 2022. NMLS #424191.
3 No purchase necessary to win. Prize value is a $500 Visa gift card. Must be 18 years or older to participate. For complete contest rules and regulations, please visit YourPremierBank.com/Contest-Rules.
Related Resources
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Compare AccountsDiscover the difference between the multiple types of checking accounts we offer to determine which one is the best for you.
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Run the NumbersFind out if it makes sense for you to use the equity in your home for a major purchase.
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Read ArticleExplore how you can use the equity in your home to finance life events, from home improvements and higher education to debt consolidation.
Healthy Habits for a Successful New Year
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Build a healthy budget
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Start an emergency savings account
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Pay off debt
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Establish a positive mindset
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Set healthy boundaries
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Explore new opportunities to learn and grow
Build Your New Money Mindset
Explore ways you can reclaim your relationship with money and find peace with Premier Bank.
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