Build Your New Money Mindset

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Money Mindset

Build Your New Money Mindset

Managing your finances can feel endlessly overwhelming. Let’s build a New Money Mindset with positive affirmations that help you reclaim your relationship with money and find peace with Premier Bank.

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Put your home’s equity to work for you with HELOC rates as low as 4.00% APR¹

Looking to renovate, plan a trip or cover educational costs? A Home Equity Line of Credit can help you finance your life within your budget.

Apply for a HELOC
Prefer a fixed rate and predictable payments? Home Equity Loan rates as low as 4.74%/4.88% APR²

Unlock your equity with a Home Equity Loan and open the door to financial freedom. With a lump-sum loan and the stability of a fixed rate, this solution is ideal for consolidating debt & paying off big expenses.

Apply for a HE Loan

And you can be the architect of your outdated kitchen too with a low-rate home equity line of credit.
We’ll help you finance them fearlessly, too with a home equity line of credit that’s right for you.
From bathroom renovations to building a deck, a low-rate home equity line of credit will have you saying, “there’s no place like home.”
And you deserve time to rejuvenate. From local adventures to an overseas escape, a home equity line of credit is a great way to get away.
We couldn’t agree more. From going on vacation, to going to college, to renovating your home, a low-rate home equity line of credit can make those dreams a reality.
You see a renovation roadblock. We see granite countertops with a low-rate home equity line of credit.
And we can help you make it happen with a hassle-free Simple Checking account that makes managing your money easy, from paying bills to building budgets.
Change to a Simple Checking account and we’ll help you grow more than just your money with no monthly balance requirements or service fees, money management tools and more.
Mange your money quickly and easily with our convenient app and digital tools -- so you can get back to what matters most.
Your journey starts now. Track and organize spending, easily deposit checks, and control debit card activity instantly with a Premier Bank Simple Checking account and digital apps.
But an extra $250 doesn’t hurt. Earn up to $250¹ when you open a new Simple Checking account and complete simple transactions at Premier Bank.
But our Simple Checking really does have it all. Pay bills, create budgets, send cash to friends and more with this no minimum balance account.

¹ APR = Annual Percentage Rate. APR effective May 4, 2022 and may change based on market conditions and borrower eligibility. The APR will be a variable rate based on Wall Street Journal Prime Rate (4.00%, current as of May 4, 2022) with a minimum APR of 4.00% and a maximum APR of 21.00%. APR may adjust monthly based on the Prime Rate as published in The Wall Street Journal. Minimum FICO score of 700 to qualify. Your rate may also be different depending on credit history, lien position and LTV ratio. Offer not valid for refinancing existing Premier Bank loans. Offer is based upon loans from $25,000 up to $300,000, a loan to value less than 85% on a first lien, owner-occupied primary residence and cannot be a purchase money mortgage. In order to receive the offered rate, a minimum draw of $10,000 is required at funding. An Annual Fee of $50 is waived for the first year. Taxes and property insurance are always required and flood insurance is required where necessary. There is a Draw Period for 10 years after the account is opened during which advances and purchases may be made, and during which reductions to principal are not required (unless credit limit has been exceeded), followed by a 10 year Repayment Period during which the minimum monthly payments amortize the outstanding balance on the line at the end of the Draw Period. Prepayment penalty fee is 2% of outstanding balance or $300, whichever is less. Other rates and terms available. Subject to credit approval. Interest rates and terms are subject to change without notice. Consult a tax advisor regarding the deductibility of interest. Offer expires June 4, 2022. NMLS #424191. Member FDIC

²All loans are subject to credit approval. Payment example as of 5/9/22. 4.740% rate / 4.880% Annual Percentage Rate (APR) for loans in the first lien position. Payment example based on a $20,000 loan. 15 year mortgage will be paid in 180 monthly principal and interest payments of $155.50 each. The payment example does not include taxes, homeowners and mortgage insurance. Your total payment will be higher with taxes and insurance. Minimum loan amount of $20,000. Maximum loan amount of $125,000. Subject property must be owned and occupied by applicant as a primary. A maximum LTV of 85% for loans in the first lien position. Credit score of 700 or higher required. Customer pays all fees to set-up the account. Must be new money. Property insurance is required. Flood insurance may be required. Offer of credit is subject to credit approval. Subject to change without notification. Offer expires 6/30/22. NMLS #424191. Member FDIC

Healthy Habits for a Successful New Year

Build a healthy budget
Start an emergency savings account
Pay off debt
Establish a positive mindset
Set healthy boundaries
Explore new opportunities to learn and grow