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Run the Numbers

Quickly calculate the available equity in your home based on the loan-to-value ratio.

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Build Your New Money Mindset

Managing your finances can feel endlessly overwhelming. Let’s build a New Money Mindset with positive affirmations that help you reclaim your relationship with money and find peace with Premier Bank.

  • Apply for a HELOC
  • Apply for a HE Loan

1APR = Annual Percentage Rate. APR effective June 15, 2022 and may change based on market conditions and borrower eligibility. The APR will be a variable rate based on Wall Street Journal Prime Rate (4.75%, current as of June 15, 2022) with a minimum APR of 4.75% and a maximum APR of 21.00%. APR may adjust monthly based on the Prime Rate as published in The Wall Street Journal. Minimum FICO score of 700 to qualify. Your rate may also be different depending on credit history, lien position and LTV ratio. Offer not valid for refinancing existing Premier Bank loans. Offer is based upon loans from $25,000 up to $300,000, a loan to value less than 85% on a first lien, owner-occupied primary residence and cannot be a purchase money mortgage. In order to receive the offered rate, a minimum draw of $10,000 is required at funding. An Annual Fee of $50 is waived for the first year. Taxes and property insurance are always required and flood insurance is required where necessary. There is a Draw Period for 10 years after the account is opened during which advances and purchases may be made, and during which reductions to principal are not required (unless credit limit has been exceeded), followed by a 10 year Repayment Period during which the minimum monthly payments amortize the outstanding balance on the line at the end of the Draw Period. Prepayment penalty fee is 2% of outstanding balance or $300, whichever is less. Other rates and terms available. Subject to credit approval. Interest rates and terms are subject to change without notice. Consult a tax advisor regarding the deductibility of interest. Offer expires August 6, 2022. NMLS #424191. Member FDIC

2All loans are subject to credit approval. Payment example as of 5/9/22. 4.740% rate / 4.880% Annual Percentage Rate (APR) for loans in the first lien position. Payment example based on a $20,000 loan. 15 year mortgage will be paid in 180 monthly principal and interest payments of $155.50 each. The payment example does not include taxes, homeowners and mortgage insurance. Your total payment will be higher with taxes and insurance. Minimum loan amount of $20,000. Maximum loan amount of $125,000. Subject property must be owned and occupied by applicant as a primary. A maximum LTV of 85% for loans in the first lien position. Credit score of 700 or higher required. Customer pays all fees to set-up the account. Must be new money. Property insurance is required. Flood insurance may be required. Offer of credit is subject to credit approval. Subject to change without notification. Offer expires 6/30/22. NMLS #424191. Member FDIC

Healthy Habits for a Successful New Year

  • Build a healthy budget

  • Start an emergency savings account

  • Pay off debt

  • Establish a positive mindset

  • Set healthy boundaries

  • Explore new opportunities to learn and grow

Build Your New Money Mindset

Explore ways you can reclaim your relationship with money and find peace with Premier Bank.
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