Skip to content
Premier Bank Logo
Premier Bank Logo
Log in to Online Banking
Log in to your Commercial Account
Log in to your Wealth Account

Retirement Planning

Proper planning allows you to live the life you want in retirement after decades of hard work. Remember, a significant portion of your retirement income depends on the action you take today. Without a savings plan in place, you could jeopardize your dreams.  As trusted advisors, we listen to your needs and create a plan that makes sense today while positioning you for a better tomorrow.

Retirement Planning Benefits

Getting your financial affairs in order and making decisions about your future lifestyle, wishes, desires, and needs is not easy.  Premier Wealth is here to help you think through issues such as cash flow, taxes, investments, estate management, distribution, and more, whether you're on the path to retirement or already there:
 
On the Path
  • Have a plan to retire, no matter your situation
  • Evaluate if you will have the resources to support your lifestyle
  • Evaluate if you will have to modify your future expectations, including when you will retire
  • Prepare to finalize arrangements with your employer and the Social Security Administration
  • Know the types of insurance you will need
 
Already Retired
  • Know your income sources for retirement
  • Know if you will have the resources to support your lifestyle
  • Understand various ways to withdraw money from your retirement plans
  • Be aware of tax consequences when taking distributions
  • Review your insurance needs
 
Whether you are on the path or already retired, a successful retirement plan must cover four key areas:
  1. Evaluating your needs, before and during retirement
  2. Defining your goals, before and during retirement
  3. Developing and implementing a sound plan to meet your needs and achieve your goals
  4. Reviewing and monitoring your portfolio and your plan regularly to ensure they meet your needs and can achieve your goals
 
Our retirement planning services include the following:
  • Risk Analysis
  • Investment Portfolio Analysis
  • Retirement Cash Flow Analysis
  • IRA and 401K rollover management
 
How you handle your personal and financial affairs today determines what you can do tomorrow.  Retirement is a fresh opportunity that requires a sound strategy for transitioning smoothly.  Let us help you devise a strategy that can lead to a brighter future.
 

We add value at every stage of your life.

As your life changes, we meet with you to evaluate your portfolio and investment policy statement to make changes to fit your goals.
Contact a Wealth Professional