Skip to content
Premier Bank Logo

Banking for Your Best Life

Celebrate all the paw-sibilities

Make the most out of your money, meaningful milestones, and dreams. Premier Bank is here to help you achieve your goals and start banking for your best life.
Visit Us Contact Us

  • Make your dreams more affordable with Home Equity Line of Credit rates as low as 5.50% APR1.

    Get access to funds at the moment you need it and use our HELOC to handle life’s large expenses- from home improvement projects to car repairs and college expenses. Link funds directly to your Premier Bank checking, savings or money market account whenever you need it. Debit access card, check writing, and convenient withdrawals give you easy access to your money.

    Apply for a HELOC

  • Earn $200 when you open a new Simple Checking account and complete simple transactions2.

    Managing your money is easy with our hassle-free Simple Checking account. With no minimum balance and no maintenance fees, you can pay bills, create budgets, send cash to friends and more. Enjoy the convenience of banking anywhere at any time with our mobile app and online banking tools including real-time debit card controls and digital wallet compatibility.

    Open an Account

  • Take advantage of fixed monthly payments with a low-rate Home Equity Loan3.

    Get the money you need to do just about anything you want with this fixed-rate loan. Whether it’s used to buy a new car or pay down debt, our Home Equity Loan can help cover costs. Receive a lump sum of cash with predictable payments that make it easy to stay on budget, while competitive rates keep overall costs down.

    Apply for a HELOAN

  • Finance higher education with budget-friendly payments and a low-rate home equity line of credit from Premier Bank.

  • Get away from the daily grind, from the beach to the mountains, with a low-rate home equity line of credit.

  • From a lap pool to a koi pond, a low-rate home equity loan can help you can get started on your outdoor upgrades.

  • Go nuts over built-in budgeting, real-time debit card controls, digital wallet compatibility and an extra $200 when you open a Simple Checking account and complete simple transactions2.

  • From car repairs to broken appliances- life is filled with the unexpected. With a low-rate home equity loan, you can be prepared to cover the costs.

  • Whether you want to upgrade your kitchen or complete another project on your list, budget-friendly monthly payments make it “udderly” irresistible.

  • With budgeting software and time-saving tools that fit your lifestyle, our convenient mobile app and online banking make money management easy.

  • Create budgets, pay bills, send money to friends and more with a Simple Checking account. Plus, enjoy no monthly balance requirements or service fees.

  • Sit back and relax with no monthly balance requirements or service fees, money management tools and nationwide surcharge-free ATMs with a Simple Checking account.

1APR = Annual Percentage Rate. APR effective July 28, 2022 and may change based on market conditions and borrower eligibility. The APR will be a variable rate based on Wall Street Journal Prime Rate (5.50%, current as of July 28, 2022) with a minimum APR of 5.50% and a maximum APR of 21.00%. APR may adjust monthly based on the Prime Rate as published in The Wall Street Journal. Minimum FICO score of 700 to qualify. Your rate may also be different depending on credit history, lien position and LTV ratio. Offer not valid for refinancing existing Premier Bank loans. Offer is based upon loans from $25,000 up to $300,000, a loan to value less than 85% on a first lien, owner-occupied primary residence and cannot be a purchase money mortgage. In order to receive the offered rate, a minimum draw of $10,000 is required at funding. An Annual Fee of $50 is waived for the first year. Taxes and property insurance are always required and flood insurance is required where necessary. There is a Draw Period for 10 years after the account is opened during which advances and purchases may be made, and during which reductions to principal are not required (unless credit limit has been exceeded), followed by a 10 year Repayment Period during which the minimum monthly payments amortize the outstanding balance on the line at the end of the Draw Period. Prepayment penalty fee is 2% of outstanding balance or $300, whichever is less. Other rates and terms available. Subject to credit approval. Interest rates and terms are subject to change without notice. Consult a tax advisor regarding the deductibility of interest. Offer expires October 1, 2022. NMLS #424191. Member FDIC

2Offer valid for new customers opening a Simple Checking account. Receive $200 for the completion of 20 debit card Point-of-Sale transactions within 60 days of account opening AND initiate and receive direct deposits totaling $1,000 or more into the account within 60 days of account opening. Incentive will be deposited into your new checking account 120 days after account opening and after the completion of the corresponding requirements. Offer not available to existing Premier Bank checking account customers and those with a Premier Bank checking account closed within the past twelve (12) months. May not be combined with any other offer, and only one offer valid per person per calendar year. Subject to change without notification. One offer per household. Minimum $50.00 deposit to open. Offer valid through September 30, 2022. Member FDIC.

3Offer of credit is subject to credit approval.

Related Articles & Calculators

How to Create a Simple Budget
How to Get Out of Debt
Protecting Against Debit Card Fraud
How to Save for a Rainy Day
How To Use Home Equity to Finance Life Events
Calculate a Home Equity Loan Payment
Calculate If You Should Use Home Equity for a Major Purchase
Calculate Your Debt Payoff Goal