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Banking for Your Best Life

Celebrate all the paw-sibilities

Make the most out of your money, meaningful milestones, and dreams. Premier Bank is here to help you achieve your goals and start banking for your best life.

  • Apply for a HELOC
  • Open an Account
  • Apply for a HELOAN

1APR = Annual Percentage Rate. APR effective July 28, 2022 and may change based on market conditions and borrower eligibility. The APR will be a variable rate based on Wall Street Journal Prime Rate (5.50%, current as of July 28, 2022) with a minimum APR of 5.50% and a maximum APR of 21.00%. APR may adjust monthly based on the Prime Rate as published in The Wall Street Journal. Minimum FICO score of 700 to qualify. Your rate may also be different depending on credit history, lien position and LTV ratio. Offer not valid for refinancing existing Premier Bank loans. Offer is based upon loans from $25,000 up to $300,000, a loan to value less than 85% on a first lien, owner-occupied primary residence and cannot be a purchase money mortgage. In order to receive the offered rate, a minimum draw of $10,000 is required at funding. An Annual Fee of $50 is waived for the first year. Taxes and property insurance are always required and flood insurance is required where necessary. There is a Draw Period for 10 years after the account is opened during which advances and purchases may be made, and during which reductions to principal are not required (unless credit limit has been exceeded), followed by a 10 year Repayment Period during which the minimum monthly payments amortize the outstanding balance on the line at the end of the Draw Period. Prepayment penalty fee is 2% of outstanding balance or $300, whichever is less. Other rates and terms available. Subject to credit approval. Interest rates and terms are subject to change without notice. Consult a tax advisor regarding the deductibility of interest. Offer expires October 1, 2022. NMLS #424191. Member FDIC

2Offer valid for new customers opening a Simple Checking account. Receive $200 for the completion of 20 debit card Point-of-Sale transactions within 60 days of account opening AND initiate and receive direct deposits totaling $1,000 or more into the account within 60 days of account opening. Incentive will be deposited into your new checking account 120 days after account opening and after the completion of the corresponding requirements. Offer not available to existing Premier Bank checking account customers and those with a Premier Bank checking account closed within the past twelve (12) months. May not be combined with any other offer, and only one offer valid per person per calendar year. Subject to change without notification. One offer per household. Minimum $50.00 deposit to open. Offer valid through September 30, 2022. Member FDIC.

3Offer of credit is subject to credit approval.